Risk Warnings

General Investment Risks

Market Risk

Investment values can be affected by a wide range of factors including economic conditions, political events, natural disasters, and market sentiment. Markets can be volatile, and the value of your investments can change rapidly.

Currency Risk

Where investments are held in currencies other than Sterling, exchange rate movements can affect the value of your investments when converted back to Sterling.

Inflation Risk

The purchasing power of your investments may decrease over time if returns do not keep pace with inflation.

Liquidity Risk

In certain market conditions, it may be difficult to sell investments quickly at a fair price.

Fund-Specific Risks

Equity Funds

Funds that invest in company shares (equities) can be volatile. The value of shares can change quickly and you could lose money.

Bond Funds

Bond prices have an inverse relationship to interest rates. When interest rates rise, bond prices typically fall. There is also a risk that the bond issuer may default on payments.

Ethical Screening Risk

Our ethical screening criteria may limit the investable universe, which could result in a less diversified portfolio and potentially different performance compared to non-screened portfolios.

Past Performance

Past performance is not a reliable indicator of future results. The performance figures shown on our website are for illustration purposes only and should not be relied upon as a guide to future performance.

Tax Treatment

Tax treatment depends on individual circumstances and may be subject to change in the future. The tax advantages of ISAs depend on your individual circumstances and the rules may change.

Seeking Advice

If you are unsure whether investing is appropriate for your circumstances, you should seek professional financial advice. Our advice is based on the information you provide and may not be suitable if your circumstances change.

Regulatory Protection

Vegan Invest is a trading name of Altor Wealth Management LLP, authorised and regulated by the Financial Conduct Authority. Eligible complaints may be referred to the Financial Ombudsman Service. Eligible investments are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person.